Plain-language guides before you sign anything

Property Passport & verification tiers

Every listing carries a verification tier (Identity Verified → Document Verified → Transaction Ready) and every underlying fact carries its own source tier — a government record, a licensed professional, a self-submission, or an algorithm.

Home loans & EMI basics

Compare partner lenders, run EMI/eligibility/affordability calculators, and track your loan readiness score before you apply — all on one dashboard.

The final credit decision remains solely with the partner bank or HFC under its own policies. SitesNSign never promises loan approval.

Stamp duty & registration costs

Stamp duty and registration fees are charged as a percentage of the higher of the agreement value or the government circle rate, and both the percentage and any concessions (for women buyers, first-time buyers, etc.) are set by each state government — so the exact cost varies by where and to whom the property is being registered.

General information only — always confirm current rates and concessions with your sub-registrar office or a licensed advocate before budgeting a transaction.

Title & document due-diligence

A clear title check looks at the chain of ownership, encumbrances, survey/ULPIN consistency and any pending litigation before money changes hands.

This is a heuristic consistency check against the submitted survey/ULPIN reference formats, not a live query against a government land-record system (ULPIN/NGDRS). Discrepancy Indicators Identified here are not proof of a title defect, and the absence of a discrepancy is not proof of clean title.

Escrow & milestone-based payments

For under-construction projects, linking payments to verified construction milestones — rather than paying the builder in full upfront — reduces the risk of a stalled or diverted project.

SitesNSign monitors this milestone ledger for visibility only. Funds are held in the builder’s RERA-mandated collection escrow account, not by SitesNSign, unless a separate licensed escrow arrangement is disclosed.

Vastu basics for homebuyers

Vastu Shastra offers directional and layout guidance many Indian buyers weigh alongside price, location and legal checks — as a cultural preference, not a safety or legal requirement.

This is optional cultural and lifestyle design advice. It is not a scientific fact, legal assurance, structural safety guarantee, or a guarantee of any financial outcome. Building codes, fire safety, electrical safety, accessibility rules and licensed architectural advice always take priority over any suggestion here.

Rental agreements, state by state

Notice periods, security-deposit caps and registration thresholds for a residential tenancy are set at the state level, so a draft agreement is only ever a starting point for your own state’s rules.

This is a system-generated draft tenancy agreement based on the selected state template. It is not a substitute for independent legal review, stamping, or registration as required under local law before execution.